How to Apply for Home Loan In Australia – Nepali mortgage agent In Sydney ?
Are you facing difficulties in taking decision to buy your first dream home ? Then you have landed to the right article. This article explain and guide you what documents actually you need to do to get your Loan approved.
The steps are explained below in detail.
- Meeting with our experts
Meeting with our team is very important. We will try to know more about your Income, Expenses, Liabilities and property that you are looking for and many more
2. Loan Structuring
We will apply your loan once everything finalises and wait for pre-approval normally will take maximum a week depends on bank.
3. Apply for pre-approval
We will apply your loan once everything finalises and wait for pre-approval normally will take maximum a week depends on bank
4. Property hunting
We will guide and assist you throughout till you find the property. Once finalise a property that you are looking for and agreed on prices with vendors then we suggest signing the contract
5. Apply for final approval
After signing the contract, we order the valuation, Solicitor/Conveyancer will go through contract, do pest and building inspection, at the meantime we submit your loan for formal approval. It will take maximum a week to get the formal approval again depend on banks
6. Document preparation
Bank will prepare loan documents and send to us. We will then call you for documents signing purposes
7. Document signed
Once loan documents get signed then will send back to the bank..
8. Settlement booked
Once bank received loan documents, they will verify the loan documents and book for settlement if everything goes well. Both parties’ solicitors & Bank will act on it.
Watch this video for getting full information
Active Mortgage & Finance’s director is full member of MFAA. He is one of the popular Nepali mortgage broker in Sydney. We provide free guidance in terms of Home buying process from start to end across Australia.
We will short out all above hectic steps, just give us a call on 0425 848 409 or you can mail us at email@example.com .